Articles Written By: alr_rocks

This Essay provides an initial account of a strategic apparatus crafted by private lawmakers to influence federal policy. The "battering ram strategy" employs the legal powers of states and localities…

The 2010 Dodd–Frank Wall Street Reform and Consumer Protection Act ushers in a new era of financial regulation and establishes a new watchdog agency, the Bureau of Consumer Financial Protection.…

Would you pay $1000 in fees to borrow $100 for a period of twenty weeks? Is it possible that such a loan is even legal? Welcome to the world of…

Financial innovations have resulted in an explosion in the number of so-called structured products being offered in the retail marketplace. To explain the complex structure of these hybrid debt securities,…

Fiscal federalism is a staple of economic theory that underlies the federal–state partnership in the nation's largest federal grant-in-aid programs, such as Medicaid and Title IV-E Foster Care. The theory…

This Article examines in detail the disappointing first year of the Obama Administration's foreclosure mitigation effort, the Home Affordable Modification Program (HAMP), including its premises, mechanics, slow start, and ultimately…